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  • Residential Projects Australia - The Trusted Name in Property
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  • Welcome To RPA's Membership

    You’re Only One Step Away From Achieving Real Financial Freedom

    Our 4 Step Process that makes investing in property easy & profitable

    Understand your financial situation & set goals

    We’ll meet with you to understand & identify your specific property investment goal. We’ll gauge the position you’re in now & allocate the best process to suit your path.

    Select from a range of research backed properties

    We have access to the best properties in sought-after high rental locations. Our team will target only the right affordable low-risk investment properties that will suit your goal.

    A managed property achieving above market rental returns

    We’ve found the ideal property & secured your first tenant. With the combination of a high rental return and property value growth, you’re now already on your way to securing financial freedom.

    Safeguard your investment property now & into the future

    We’re with you every step of the way & always ready to answer any questions you have about your current investment property, or how to better position yourself for the future.

    Our Capability

    21 years
    in operation
    6000
    clients & growing
    $2 Billion in transactions
    Over 80%
    of clients now own multiple properties

    OUR 90 Day 100% Risk Free Guarantee

    At RPA, we stand strongly behind our word and service. Thats why our offer allows you to explore the possibilities of financial freedom through property.

    Our Membership is the first tool to getting started in this journey, and we want you to do it risk free, and confident.

    Which is why your membership is protected by a 100% 90 day money back guarantee.

    Join our community and experience what we can provide you with no risk at all.

    Your refund will be processed within 21 business days.

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    Who We Work With?

    Security & support with a track record you can trust

    “We had considered buying an investment property for a while, but without any real expertise in this field kept putting it off. Our introduction to Residential Projects Australia was a chance encounter & one we consider very fortunate. Since the very beginning, the information provided & the guidance & expertise demonstrated to us have been more than we expected. Our first investment property is underway, something we couldn’t have done alone.” – Dion & Natasha

    Our Key Services

    We’ve helped 1,928 families of all shapes & sizes invest in property over the last 20 years.

    Property Investment

    RPA provide our clients with guidance and reassurance through every phase of the property investment process.

    Self-Managed Super Fund

    There are many benefits from managing a SMSF as well as strict guidelines to follow. The RPA team can assist clients in how to effectively invest in SMSFs.

    Refinancing

    Whether you require new loan features such as offset accounts, tax efficiencies, lower interest rate, or consolidation of debts into one loan to free up cashflow, we can help.

    Asset Protection

    While building wealth and growing your investment portfolio, it is vital to keep it safe. There are several ways to secure your assets so speak to the team at RPA to protect your assets.

    Control all your finances with the touch of a finger (Included in your Membership)

    Having difficulty understanding your financial position? The solution is RPA Wealth.

    You’ll get:

    • Exclusive insights from our extensive research
    • The best tools & tactics for property investing
    • Current market trends and future forecasting

    Meet Aamod Pradhan (NSW)

    “I and my wife, Sheetal bought our first investment property via RPA recently.

    The initial discussions were done by their representative CJ Chan whom we found to be extremely professional and practical in his advice.

    He never rushed us into liking any particular property and gave us a good understanding about how we could embark on this investment journey.

    This was followed by a visit by Joseph Eid who took us through potential properties within our budget and discussed our financial goals.

    Both Joseph and his business partner Mark Borg came across as thorough professionals and have been extremely understanding of the hesitation and anxiety usually associated with buying your first investment property.

    Mark gladly shared two references of his clients to assure us of their credibility and allowed us to freely discuss with their current clients about their experience of dealing with RPA.

    We received a positive feedback from both their references which gave us confidence to engage RPA in this journey.

    RPA also helped us in securing a great deal on our home loans via their network of brokers.

    All in all, we are quite happy with our decision to associate with RPA and Joseph and Mark and highly recommend them to any new clients.

    Any Questions?

    What are the advantages of buying a new property over an older home?

    When you purchase a house and land package, you can depreciate the construction cost at the rate of 2.5 % over 40 years. Brand new houses are easier to rent than older homes, and the building, fixtures and fittings require less maintenance. Newer buildings have a higher component of depreciable factors, which provide significant tax deductions and lead to lower holding costs over the long term. At RPA we recommend purchasing new homes, and our affiliates currently have low maintenance new homes for investors to purchase in Australian suburbs that will yield a high return.

    What happens if my income drops and I can’t service my debt for my rental property?

    Your rental property loan should be set up with a three month leeway to give you room to move in the case of unemployment or illness. If you can’t pay your mortgage, you can simply sell your property. You can also protect your income with income protection insurance or personal trauma insurance.

    Will an investment loan be any different to my existing loan?

    Most of the same types of home loans and loan features apply for investors as well as owner-occupiers. Some lenders may charge higher interest rates for investment properties if the risks are higher.

    How can I use the equity in my home as a deposit?

    You can use the equity in your home as security with the bank and borrow against it to buy an investment property. Banks will typically lend you 80% of the value of your home, minus the debt you still owe against it. However, by taking out Lender’s Mortgage Insurance you can borrow more than 80%. Our property professionals will show you how it’s done.

    What’s the difference between an investment loan and a normal home loan?

    Residential property refers to a house, townhouse, apartment or unit that is rented to another party and not used by the owner. The cash flow from the rental income can be used to speed up mortgage payments on your residential home loan.

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