Welcome To RPA's Membership
You’re Only One Step Away From Achieving Real Financial Freedom
Our 4 Step Process that makes investing in property easy & profitable
Understand your financial situation & set goals
Select from a range of research backed properties
A managed property achieving above market rental returns
Safeguard your investment property now & into the future
Our Capability
OUR 90 Day 100% Risk Free Guarantee
At RPA, we stand strongly behind our word and service. Thats why our offer allows you to explore the possibilities of financial freedom through property.
Our Membership is the first tool to getting started in this journey, and we want you to do it risk free, and confident.
Which is why your membership is protected by a 100% 90 day money back guarantee.
Join our community and experience what we can provide you with no risk at all.
Your refund will be processed within 21 business days.
Who We Work With?
Security & support with a track record you can trust
Our Key Services
Property Investment
Self-Managed Super Fund
Refinancing
Asset Protection
Control all your finances with the touch of a finger (Included in your Membership)
Having difficulty understanding your financial position? The solution is RPA Wealth.
You’ll get:
- Exclusive insights from our extensive research
- The best tools & tactics for property investing
- Current market trends and future forecasting
Meet Aamod Pradhan (NSW)
“I and my wife, Sheetal bought our first investment property via RPA recently.
The initial discussions were done by their representative CJ Chan whom we found to be extremely professional and practical in his advice.
He never rushed us into liking any particular property and gave us a good understanding about how we could embark on this investment journey.
This was followed by a visit by Joseph Eid who took us through potential properties within our budget and discussed our financial goals.
Both Joseph and his business partner Mark Borg came across as thorough professionals and have been extremely understanding of the hesitation and anxiety usually associated with buying your first investment property.
Mark gladly shared two references of his clients to assure us of their credibility and allowed us to freely discuss with their current clients about their experience of dealing with RPA.
We received a positive feedback from both their references which gave us confidence to engage RPA in this journey.
RPA also helped us in securing a great deal on our home loans via their network of brokers.
All in all, we are quite happy with our decision to associate with RPA and Joseph and Mark and highly recommend them to any new clients.”
Any Questions?
What are the advantages of buying a new property over an older home?
When you purchase a house and land package, you can depreciate the construction cost at the rate of 2.5 % over 40 years. Brand new houses are easier to rent than older homes, and the building, fixtures and fittings require less maintenance. Newer buildings have a higher component of depreciable factors, which provide significant tax deductions and lead to lower holding costs over the long term. At RPA we recommend purchasing new homes, and our affiliates currently have low maintenance new homes for investors to purchase in Australian suburbs that will yield a high return.
What happens if my income drops and I can’t service my debt for my rental property?
Your rental property loan should be set up with a three month leeway to give you room to move in the case of unemployment or illness. If you can’t pay your mortgage, you can simply sell your property. You can also protect your income with income protection insurance or personal trauma insurance.
Will an investment loan be any different to my existing loan?
Most of the same types of home loans and loan features apply for investors as well as owner-occupiers. Some lenders may charge higher interest rates for investment properties if the risks are higher.
How can I use the equity in my home as a deposit?
You can use the equity in your home as security with the bank and borrow against it to buy an investment property. Banks will typically lend you 80% of the value of your home, minus the debt you still owe against it. However, by taking out Lender’s Mortgage Insurance you can borrow more than 80%. Our property professionals will show you how it’s done.
What’s the difference between an investment loan and a normal home loan?
Residential property refers to a house, townhouse, apartment or unit that is rented to another party and not used by the owner. The cash flow from the rental income can be used to speed up mortgage payments on your residential home loan.