We help everyday Australians achieve financial freedom

Discover the strategies that have helped so many of our clients create financial freedom.

Our 4 Step Process that makes investing in property easy & profitable

Understand your financial situation & set goals

We’ll meet with you to understand & identify your specific property investment goal. We’ll gauge the position you’re in now & allocate the best process to suit your path.

Select from a range of research backed properties

We have access to the best properties in sought-after high rental locations. Our team will target only the right affordable low-risk investment properties that will suit your goal.

A managed property achieving above market rental returns

We’ve found the ideal property & secured your first tenant. With the combination of a high rental return and property value growth, you’re now already on your way to securing financial freedom.

Safeguard your investment property now & into the future

We’re with you every step of the way & always ready to answer any questions you have about your current investment property, or how to better position yourself for the future.

Our team are passionate about property & are leaders in their field

You can tell a lot about a company from their executive team. Their track record, experience & knowledge are all beneficial, but it’s their integrity & values that matter.

Our Capability

21 years
in operation
6000
clients & growing
$1.5 Billion
in transactions
Over 80%
of clients now own multiple properties

Who We Work With?

Security & support with a track record you can trust

“We had considered buying an investment property for a while, but without any real expertise in this field kept putting it off. Our introduction to Residential Projects Australia was a chance encounter & one we consider very fortunate. Since the very beginning, the information provided & the guidance & expertise demonstrated to us have been more than we expected. Our first investment property is underway, something we couldn’t have done alone.” – Dion & Natasha

Our Key Services

We’ve helped 1,928 families of all shapes & sizes invest in property over the last 20 years.

Property Investment

RPA provide our clients with guidance and reassurance through every phase of the property investment process.

Self-Managed Super Fund

There are many benefits from managing a SMSF as well as strict guidelines to follow. The RPA team can assist clients in how to effectively invest in SMSFs.

Refinancing

Whether you require new loan features such as offset accounts, tax efficiencies, lower interest rate, or consolidation of debts into one loan to free up cashflow, we can help.

Asset Protection

While building wealth and growing your investment portfolio, it is vital to keep it safe. There are several ways to secure your assets so speak to the team at RPA to protect your assets.

Control all your finances with the touch of a finger

Having difficulty understanding your financial position? The solution is RPA Wealth.

You’ll get:

  • Exclusive insights from our extensive research
  • The best tools & tactics for property investing
  • Current market trends and future forecasting

Any Questions?

What are the advantages of buying a new property over an older home?

When you purchase a house and land package, you can depreciate the construction cost at the rate of 2.5 % over 40 years. Brand new houses are easier to rent than older homes, and the building, fixtures and fittings require less maintenance. Newer buildings have a higher component of depreciable factors, which provide significant tax deductions and lead to lower holding costs over the long term. At RPA we recommend purchasing new homes, and our affiliates currently have low maintenance new homes for investors to purchase in Australian suburbs that will yield a high return.

What happens if my income drops and I can’t service my debt for my rental property?

Your rental property loan should be set up with a three month leeway to give you room to move in the case of unemployment or illness. If you can’t pay your mortgage, you can simply sell your property. You can also protect your income with income protection insurance or personal trauma insurance.

Will an investment loan be any different to my existing loan?

Most of the same types of home loans and loan features apply for investors as well as owner-occupiers. Some lenders may charge higher interest rates for investment properties if the risks are higher.

How can I use the equity in my home as a deposit?

You can use the equity in your home as security with the bank and borrow against it to buy an investment property. Banks will typically lend you 80% of the value of your home, minus the debt you still owe against it. However, by taking out Lender’s Mortgage Insurance you can borrow more than 80%. Our property professionals will show you how it’s done.

What’s the difference between an investment loan and a normal home loan?

Residential property refers to a house, townhouse, apartment or unit that is rented to another party and not used by the owner. The cash flow from the rental income can be used to speed up mortgage payments on your residential home loan.

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