1300 989 542 info@residentialinvestment.com.au
9:00am-5:00pm Mon-Fri
RPA ESSENTIAL SERVICES

Key Service Areas:

null

Property Investment

null

Asset Protection

null

Self Managed Superfund (SMSF)

null

Financial Planning

null

Refinancing

null

Property Development

Property Investment

RPA works with a range of clients. Some are just starting out in property investment and others already manage an existing property portfolio. RPA provides its clients with guidance and reassurance through every phase of the property investment process.

The experienced RPA team works in partnership with our qualified independent financial specialists to facilitate decision making via empowerment and education and offer a complete property investment solution:

  • A comprehensive overview of a client’s current position
  • A strategy to determine the level of investment required to meet goals
  • Property selection research, education and assistance
  • Overseeing of the construction of new house and land packages
  • Full inclusions on all properties, including landscaping, blinds and appliances (turnkey handover)
  • Supervision of rental property management
  • Sourcing and preparation of landlord and property insurance, tenants, taxation agreements and depreciation schedules.

Self Managed Superfunds

Since the Australian government made it possible to borrow money for property investment in a SMSF, more and more people have taken control of their superannuation funds. In fact, there are now reportedly more than 450,000 SMSFs across Australia. Action can be taken to deal with poor and inconsistent returns on superannuation investments. There are many benefits from managing a SMSF as well as strict guidelines to follow. The RPA team, with its affiliated independent financial planners, can assist clients in the following ways:

  • Ensuring clients have the time and assets to reach retirement goals
  • Establishment of the SMSF to make it easy to administer
  • Confirmation that the chosen fund is eligible for tax concessions and can pay benefits
  • Demonstration of how to effectively invest SMSFs
  • Assistance with balancing the level of risk against the level of financial return.

Refinancing

Refinancing enables the restructuring of financial obligations to increase flexibility and save money. There are many reasons people choose to refinance including:

  • New loan features such as offset accounts, line of credit and account splitting
  • Tax efficiencies
  • Lower interest rate
  • Consolidation of various debts into one loan to free up cashflow.

RPA has affiliations with some of Australia’s top finance strategists and their assessment of a client’s financial situation will determine if there is a better way to achieve financial and retirement goals.

Asset Protection

While building wealth and growing your investment property portfolio, it is vital to keep it safe. There are several ways to secure your assets including for example:

  • Income protection insurance
  • Landlord insurance
  • Maintaining a cash buffer
  • Fixing your interest rate
  • Establishing a trust
  • Ensuring your will is up to date.

Throughout the property investment process, RPA’s affiliated finance strategists assist clients to maintain cashflow and protect assets.